You may encounter a contract period commitment in the factoring purchase and sale agreement. Factoring companies regularly require this to lock in a low rate that they are offering you for making advances on your invoices. This guarantees that a minimum amount of fees will be generated through the period of the factoring relationship.
Now under the heading of No One Reads the Instruction Manual Anymore, be advised that if you sign a contract where you are committing to fund over a period of time, there will be a penalty for leaving early. Look into it before you sign, it can become a costly mistake. Also make sure to know about automatic contract renewals. Whereby if you do not formally notify the factoring company that you plan to leave at the end of the commitment period you will be automatically committed for another period.
This is part of the commercial financing landscape and not meant to be underhanded. It’s your obligation to know what you are signing in a contract. If you are not sure, ask questions.