The function of invoice factoring is to provide funds through the advances on creditworthy accounts receivable. This means the customers who order the product or service must have a positive credit history. The factoring company checks the credit on every account debtor or customer prior to accepting the invoice for funding. Factoring companies rely on public information like Dun & Bradstreet and Experian or in cases of publically traded companies, their quarterly reports, in order to independently verify the customer credit. In this way, the factoring company offers, as an added benefit, a layer of credit management protection to their clients, protecting them from extending credit to poor performing businesses. Just one of the many features built into the invoice factoring experience.