About Creative Capital Associates
Invoice Factoring Company
Creative Capital Associates was founded in New Hampshire during the late ‘80’s by W. P. Stone. We were originally set up to  be a consulting firm for evaluating and analyzing high risk venture projects.
The company then gravitated towards more common commercial financing to help facilitate the growth of emerging businesses, and an invoice factoring company was formalized to help young companies solve their cash flow problems.
In the Spring of 1997 our operations were moved to the Greater Washington D.C. area. A new partnership was established in order to provide CCA a significant greater availability of funds for its growing group of clients. This partnership purchased over $70 million in commercial invoicing in 2006. Now with offices in D.C., Denver, and Red Bank, NJ, CCA factoring company provides funding nationwide.
 CCA now assists with a wide variety of commercial finance transactions. Our core capacity remains as a factoring company, but we also promote synergy among portfolio clients to further grow their businesses.
We focus on enabling you to pursue fast growth without worrying about unpaid bills. This often translates into much larger annual profit.
Typically our clients are working on projects or contracts that require continuing cash flow for payroll, supplies, new hires, etc. With our financial backing, your company can operate with plenty of cash while seeking larger customers. A CFO who secures funding though CCA factoring company is able to build a strong, healthy foundation for increased growth without losing control of the company.
Many of our clients fall into one of the following categories:
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A fast growing company whose past earnings and sales history do not justify the increased borrowing currently necessary. |
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A start-up operation with no capital base to rely on. |
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A company with seasonal or uneven sales patterns. |
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A company with either no credit or bad credit that cannot obtain traditional financing. |
Here are some reasons why companies choose to factor with Creative Capital Associates, Inc. factoring company:
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We work with companies that have no credit and operating histories |
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Funding from $25,000 to $5 million per month |
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Absolutely the quickest access to capital compared to any other type of funding. Initial funding in 5 – 10 days, wired directly to your bank account. Subsequent funding is same or next day |
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No minimum funding volumes, no time commitments |
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Funding available to companies based in all 50 states in the U.S. |
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You choose the accounts to be factored |
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Helpful, courteous, highly experienced staff provides exceptional process delivery for consistent cash flow |
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Flexible terms and conditions, exceptionally low discount rates |
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Very low discount rates available for high volume and long-term clients |
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We work within your current business model with minimal intrusion into daily office operations |
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In depth tracking of all transactions with real time web-based account management, showing you the status of payments, aging, fees etc. |
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We tell you immediately if any customers you might advance credit to are high-risk |
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Government invoices accepted |
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We work aggressively to find sales and service opportunities for your company within our network of current and former invoice factoring clients, and through our other business connections |
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References available upon request - just ask! |
What characteristics must a company have to begin factoring with CCA factoring company?
Your company should generate at least $25,000 monthly in accounts receivable and have at least one of the following sentences apply to it:
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You are a young company with creditworthy customers but lack the financial track record required for traditional lending. |
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Your business is doing well but, to take advantage of new sales and profitable opportunities, you need better cash flow. |
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Your business has income, credit and/or tax problems. |
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Your company has operating losses or has already filed for bankruptcy protection. |
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Your business is growing rapidly and you need capital to fill orders or provide service but have too much money tied up in accounts receivable or other assets. |
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Your business is positioned to increase current volume but does not want to incur any debt, increased overhead, or take on an equity partner. |
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