Meet the Adjuvancy, who provide high level strategic planning for emerging companies. They review and assess operational performance, and can therefore provide true strategic planning. Adjuvancy understands and has extensive experience in operations, finance, development, and management. Whether cost containment, turnaround, expansion efforts, mergers or growing pains they bring their expertise to bear. Here they [...]

Factoring companies frequently have to work in conjunction with banks to provide working capital to commercial borrowers. In most cases, the bank, or senior lender has an existing facility in place and has filed the required UCC-1 on the business assets as the collateral for the loan. The financing statement on the accounts receivables holds [...]

As factoring companies’ ramp up business as a result of the current credit climate, one scenario keeps playing out, unfortunately. Factoring companies require a first security position on the accounts receivables they are financing. Pre-existing loans or credit activities that have a secured position on collateral make funding invoices impossible. Generally the problem stems from [...]

Factoring companies rely on performance in a big way when it comes to invoice factoring. The factor needs to know that whatever service their client provides or product it sells, the customer is 100% satisfied with the outcome. Prior to getting an advance against an invoice, factoring companies will verify directly with the customer that [...]

Most commercial financing, such as invoice factoring, normally require the leading shareholder of the company to sign a personal guarantee waiver. For a factoring company, using a personal guarantee is not a preferred method of repayment of outstanding invoices. From the factors point of view, the PG is used as a deterrent to outrageous fraudulent [...]